Pre-UW Review Tool

Borrower & Loan

Borrower Name

Co-Borrower Name

Loan Number

LO Name

LO NMLS

Preapproval Date

Target Close Date

Loan Parameters

Purchase Price ($)

Loan Amount ($)

Down Pmt %

Down Pmt ($)

Loan Type

Note Rate (%)

Loan Term

Purpose

Est. P&I Payment ($)

Est. Taxes/Mo ($)

Est. Insurance/Mo ($)

HOA/Mo ($)

Calculated DTI (Live)

Total Mo. Housing ($)

Total Mo. Obligations ($)

Front-End DTI (%)

Back-End DTI (%)

DTI updates automatically as you enter income (Tab 2) and obligations (Tab 3). Total income: $0/mo

Primary Borrower Income

Income Type

Employer / Business Name

Employment Start Date

Years in Same Field

Co-Borrower Income (leave blank if no co-borrower)

Income Type

Co-Borrower Employer

Employment Start Date

Years in Same Field

Combined Income Summary

$0

Borr Qualifying/Mo

$0

Co-Borr Qualifying/Mo

$0

Total Qualifying/Mo

—

Co-Borr % of Total

Credit Scores

Borr Score 1 (EQ)

Borr Score 2 (EX)

Borr Score 3 (TU)

Borr Mid Score

Co-Borr Score 1 (EQ)

Co-Borr Score 2 (EX)

Co-Borr Score 3 (TU)

Co-Borr Mid Score

Qualifying Score (lower mid)

Derogatory History

Tradelines

Creditor / Type

Balance ($)

Limit ($)

Mo. Pmt ($)

Lates

Status

Assets

Checking / Savings ($)

Investment / Brokerage ($)

Retirement Accts ($)

60-70% eligible for reserves

Gift Funds ($)

Gift Source

Other Verified Assets ($)

$0

Total Verified

$0

Est. Cash to Close

$0

Surplus / Shortfall

0

Months Reserves

Property

Property Type

Occupancy

Est. LTV (%)

Property State

Property City/County

Complete the form and click "Run Full Pre-UW Review" on Tab 4.

Run the full review first (Tab 4), then come here for AI-generated action items.